Skip to content
File Accurate
Company Registration

Register your Nidhi Company online

Register a Nidhi Company to encourage saving among members and lend to them under the Nidhi Rules.

  • Community groups that want to pool savings and lend to members
  • Local finance ventures focused on small borrowers
  • Promoters who want a member-based lending model regulated by the MCA
15–25 working days for incorporation Hassle-free process Dedicated expert

Need help with Nidhi Company Registration?

An expert will call you back within 24 hours.

+91
Nidhi Company Registration

Secure & Confidential. We never share your details.

OverviewBenefitsDocumentsProcessFAQs

Overview

What is Nidhi Company Registration?

A Nidhi Company is a type of public company formed under Section 406 of the Companies Act, 2013 and the Nidhi Rules, 2014. Its purpose is to build a habit of saving among its members and to lend money only to those members.

Nidhis are regulated by the MCA and must meet specific requirements on membership, capital, deposits and lending. After incorporation, the company must apply to the MCA for declaration as a Nidhi. We handle incorporation and guide you through the follow-up filings.

Who is this for?

  • Community groups that want to pool savings and lend to members
  • Local finance ventures focused on small borrowers
  • Promoters who want a member-based lending model regulated by the MCA

Unsure if this is right for you? Ask an expert

Benefits

Why get Nidhi Company Registration done right

01

Mutual benefit model

Members save and borrow within a closed group. This builds trust and encourages disciplined saving.

02

Regulated by the MCA

Nidhis follow the Nidhi Rules rather than full RBI licensing for NBFCs. The framework is clear and well defined.

03

Limited liability

As a company, members' liability is limited to their shareholding.

04

Loans against security

Nidhis can lend to members against security such as gold, property or fixed deposits, within the prescribed limits.

Documents required

Keep these handy

Exact requirements vary case to case. Your expert shares a personalised checklist on your first call and checks everything before filing.

PAN card and Aadhaar card of all directors and members
Identity/address proof such as a passport, voter ID or driving licence
Recent bank statement or utility bill of each director
Passport-size photograph of each director and member
Proof of registered office address and a recent utility bill
No-objection certificate from the property owner
Proposed name ending with "Nidhi Limited"

Process

How we get it done

A clear, step-by-step process with updates at every stage. Indicative timeline: 15–25 working days for incorporation, subject to processing by the authority.

    1

    Eligibility review

    We explain the Nidhi Rules, confirm the minimum members, directors and capital, and check your documents.

    2

    DSC and name reservation

    We obtain DSCs for directors and reserve a name that ends with "Nidhi Limited".

    3

    Drafting and incorporation

    We prepare the MOA and AOA with the objects required for a Nidhi and file SPICe+ with the MCA.

    4

    Certificate of Incorporation

    You receive the Certificate of Incorporation along with the company PAN and TAN.

    5

    Declaration as Nidhi

    We guide you on meeting the membership and net owned fund requirements and filing Form NDH-4 within the prescribed time.

FAQ

Nidhi Company Registration: common questions

Can't find what you're looking for? Book a free consultation and ask an expert directly.

A Nidhi must be incorporated as a public company with at least seven members and three directors. It must then increase its membership to at least 200 within the time allowed under the Nidhi Rules.

Related services

More in Company Registration

Not sure where to start?

Talk to an expert for free. We'll tell you exactly what you need, and what it costs, before you commit.

Book Consultation Secure & Confidential